Bank of Baroda
Concession in Processing Charges & Concession in Rate of Interest
25% concession in processing charges
17 incentives for Bronze certified MSMEs
Bank of Baroda
25% concession in processing charges
Bank of Baroda
25% concession in Processing Charges and ROI concession of 25 bps (Subject to, applicable ROI is not below than BRLLR / MCLR+SP)
Bank of Maharashtra
25% concession in processing fees, 25 bps concession in rate of interest
Canara Bank
1) Risk Rating of the unit (New/Existing), Internal Rating – CNR I to V (Minimal/LR), External Rating – AAA/AA/A, Concession in ROI- 0.10% and Concession in processing charges-10%; 2) Risk Rating of the unit (New/Existing), Internal Rating – CNR VI (NR), External Rating – BBB, Concession in ROI- 0.10% and Concession in processing charges-10%
Central Bank of India
50 bps concession in Processing Fees
ESAF Small Finance Bank
50% reduction in processing fee for all loan proposals from ZED certified units
ESAF Small Finance Bank
1% reduction from standard interest rate for ZED Certified Units
Federal Bank
5% concession from the extant card rate and 20bps below the extant card rates
Fusion Microfinance Ltd
Discount in Processing Fees up to 0.5%
Fusion Microfinance Ltd
Concession in Interest Rate up to 0.5%
HDB Financial Services Ltd
30% concession in Processing Fees
ICICI Bank Limited
25% concession in processing fee is being provided to MSME clients post submission of ZED Certificate.
North East Small Finance Bank
Processing Fees Waiver - 0.15%, Interest Rate Waiver - 0.15%
Small Industries Development Bank of India (SIDBI)
5 bps in Interest rate and 5% in Processing/ upfront fees
State Bank of India
5% concession in processing charges/upfront fees 5 bps interest concession
UCO BANK
5% Concession in Processing Charges and 25 bps (0.25%) concession in rate of interest (ROI)
YES Bank Limited
0.5% concession on the Processing Fees and Rate of interest
Source: ZED portal (updated 5 Nov 2026, 6:21 am) . See this list on the ZED portal